Did you know I also publish to MSN.com!
Some of my audience’s favorite articles are these “Galleries” I add to MSN.
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High earners often spend money in ways that seem wasteful or just plain absurd to most people. What looks careless or excessive to the average person often feels completely normal at the top. Here are the spending habits that make high earners look irresponsible to middle-class households. These habits don’t apply to everyone with high…
Consumer culture is loud. Every ad, shelf, and influencer is selling the idea that happiness comes in a box. But less flips the script. It gives you back space, time, and mental breathing room. A recent study found that people who fixate on material things tend to feel less happy and less energized. It doesn’t…
Being quiet isn’t a weakness. In fact, some of the most in-demand and best-paying roles today are perfect for people who prefer focus over chatter and solo work over small talk. I’m an introvert myself, so I get it. Nearly 40% of Americans identify as introverts, according to recent YouGov data. That means millions want…
Bad investments don’t come with warning labels. They come with smooth talk, fake urgency, and “too good to fail” promises. Even smart investors lose money when they ignore the red flags or trust the wrong pitch. In 2024 alone, Americans lost $5.7 billion to investment fraud, a 24% jump from the previous year, according to…
Healthcare costs hit hard, and not just in emergencies. One prescription, one test, one office visit too many, and the numbers start getting ugly. It’s no wonder so many people feel like staying healthy means going broke. On average, an American spends over $14,570 a year on out of pocket healthcare costs. That total stacks…
I’ve been in real estate long enough to see what happens when homeowners ignore routine maintenance. A loose pipe, a foggy window, a slow leak, none of it feels urgent until it wrecks your budget. According to recent data, the average household spent $2,458 on home maintenance and $1,667 on emergency repairs. Some of the…
Teaching financial skills early isn’t optional anymore, it’s essential. Kids are surrounded by ads, digital payments, and peer pressure before they even hit middle school. If they don’t learn how money works now, they’ll pay for it later, literally. Here are simple, real-life ways to teach kids how money really works and build lifelong financial…
Tipping used to be simple, but now it shows up on self-checkout screens, retail counters, drive-thrus, coffee shops, and even medical offices. In many of these cases, there’s no real service involved, just another digital prompt asking for money. Tipping fatigue is at an all-time high, with 90% of Americans saying tipping culture has spiraled…
Early retirement is great. I retired three years ago in my 40s. I love it. But you have to prepare for, and in some cases, accept, the negatives. Most people picture early retirement as endless freedom and stress-free mornings, which sounds amazing, and it is, but that’s not the whole story. The reality is, retiring…
Not all college degrees lead to big salaries. The hard truth is, passion alone doesn’t pay the bills, and certain majors fall short financially, even decades after graduation. A recent study by the Federal Reserve Bank of New York used Census Bureau data to rank college majors based on actual earnings. Some degrees barely reach…
I’m not joking when I say this, if you’re broke or just trying to save money, go to the library. There’s real value sitting there, but most people overlook it because they think it’s just about books. It’s one of the last places you can walk in with nothing, get real help, and no one…
Retirement advice is everywhere: on the news, social media, and from that coworker who’s still working at 67 “because he loves it.” The problem? A lot of it’s outdated, oversimplified, or flat-out wrong. According to a 2024 AARP survey, 1 in 5 Americans over 50 has zero retirement savings. Not low. Not small. None. And…
Making $100,000 on the side sounds exciting, until you realize it takes more than a weekend hobby. Most people who reach that mark aren’t just juggling a hustle, they’re running a small business on the side. Here are real side hustles with the potential to earn $100K a year when treated seriously and scaled the…
Not all investments are bad. But not all of them are right for you, either. The financial world is full of complex products. Many have high fees, hidden risks, and sales incentives that don’t always put the investor first. Some are fine if you fully understand them. Most people don’t. In the next sections, I’ll…
You don’t have to blow money on luxury items to fall behind financially. Most people overspend on everyday habits without even noticing. Those small leaks add up fast. The average American now spends over $3,000 a year on impulse purchases alone. Add in unused subscriptions, brand-name markups, and bank fees, and you’ve got a slow…
Remote work isn’t just about skipping the commute. It can also pay surprisingly well. There are real jobs out there offering $25 to $70 per hour, and you don’t need a fancy title or degree to qualify for most of them. Here are 20 part-time remote jobs that pay $25+ per hour that people actually…
