Author: Greg Michael

Stealth Wealth: The Key to Keeping Your Wealth and Your Freedom

Stealth Wealth: The Key to Keeping Your Wealth and Your Freedom

I’ll never forget when I was in the final two weeks of my career, making the rounds to say goodbye to colleagues and thank those who had been part of my journey. During one of those conversations, I sat down with an investment research analyst who specialized in writing about retiring early. Ironically, he hadn’t…

9 Mental Shifts Required for a Successful FIRE Journey

9 Mental Shifts Required for a Successful FIRE Journey

When I retired at 42 in 2021, I discovered the concept of Financial Independence Retire Early, also known as FIRE. Even though I had already reached financial freedom, understanding the mindset behind FIRE helped me reflect on the steps I took and how others can do the same. The FIRE movement is more than just…

25 Things Home Buyers Instantly Hate About Your House

25 Things Home Buyers Instantly Hate About Your House

With over 24 years of experience as a real estate investor, I’ve seen countless homes struggle to sell. The reason? First impressions matter more than you might think. When potential buyers walk through your door, they’re not just looking at your house, they’re imagining their future home.  A recent study by Strutt & Parker found…

Why Income Isn’t the Biggest Hurdle to Retiring Young

Why Income Isn’t the Biggest Hurdle to Retiring Young

Would you believe me if I told you that most millionaires don’t earn six-figure incomes? It’s true, and it’s exactly why income isn’t the biggest hurdle to retiring young. Recently, I ran a survey on our YouTube channel asking, “What’s the biggest hurdle you face in retiring young?” The results were striking: 71% of people…

Why a Roth IRA Isn’t Always the Best Choice: A Campfire Conversation

Why a Roth IRA Isn’t Always the Best Choice: A Campfire Conversation

I was sitting around the campfire last weekend, enjoying the warmth of the flames and the comforting crackle of burning wood. My cousin, a financial advisor brimming with enthusiasm, leaned over and brought up a topic that’s been buzzing incessantly on social media: Roth IRA conversions. He insisted that I should convert my Traditional IRA…

Fake Guru.  Why Should I Listen to DadisFire?
/

Fake Guru. Why Should I Listen to DadisFire?

I originally wrote this about fake financial gurus in Sept, 2021 a few weeks before I retired at age 42. I’ve made some updates to formatting, but left everything else the same. Oh no, not another fake guru talking about FIRE. I have never really paid attention to all the websites and YouTube videos around…

Avoid Costly Repairs: 20 Kitchen Sink No-Nos You Must Know
/

Avoid Costly Repairs: 20 Kitchen Sink No-Nos You Must Know

Many homeowners don’t realize how much damage common kitchen waste can cause to their plumbing. A small clog might seem harmless at first, but it can quickly turn into a serious problem.  As a landlord with over 22 years of experience, I’ve seen it all when it comes to plumbing disasters. The repair costs have…

If I Had Listened To “Good Advice,” I Could Not Have Retired At 42.
/ /

If I Had Listened To “Good Advice,” I Could Not Have Retired At 42.

I have heard so much advice over the years that people consider to be “good advice”. But if I had listened to all of this good advice, I would not have been able to retire young. By ignoring good advice, I was able to reach my goals. “You Have Too Much Debt, You Are Going…

How I Teach Kids About Money By Getting Rid Of Their Stuff
/

How I Teach Kids About Money By Getting Rid Of Their Stuff

As parents, we’ve all encountered the seemingly inexhaustible supply of toys, gadgets, and general kid stuff that seems to multiply in our homes. If you’re anything like me, you’ve probably looked around your house and wondered how you ended up with so much…stuff. But here’s the thing: this clutter, while visually overwhelming, presents an unexpected…

13 Common Habits of Millionaires: How Many Are You Doing?
/

13 Common Habits of Millionaires: How Many Are You Doing?

Becoming a millionaire might seem like a distant dream for many, but the truth is, it’s more attainable than you might think. Contrary to popular belief, most millionaires didn’t inherit their wealth, nor did they necessarily attend prestigious universities or possess extraordinary investment skills. Instead, they built their fortunes through smart financial decisions, discipline, and…

How to Build an Emergency Fund That Truly Safeguards Your Future

How to Build an Emergency Fund That Truly Safeguards Your Future

Imagine waking up tomorrow without a job—how long could you sustain your lifestyle before panic sets in? For many, the answer lies in their emergency fund, but determining the “right” amount isn’t always straightforward. An emergency fund is often touted as a financial necessity, but how much you need and what constitutes an emergency fund…

A CFA’s Take on Dave Ramsey’s Baby Steps: A Young Retiree’s Comprehensive Analysis

A CFA’s Take on Dave Ramsey’s Baby Steps: A Young Retiree’s Comprehensive Analysis

Dave Ramsey’s Baby Steps have become a widely recognized and followed framework for personal finance in America. They offer a structured, step-by-step guide aimed at helping individuals and families gain control over their finances, get out of debt, and build wealth. In general, I believe the Baby Steps are an excellent foundation for financial education,…