Author: Michael Gregory

High-Paying Jobs Most People Avoid, But Pay Over $100K
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High-Paying Jobs Most People Avoid, But Pay Over $100K

Everyone wants six figures, until they see what it takes. Many glamorize tech, finance, and medical careers, but there’s a whole world of $100k jobs that are messy, dangerous, physically demanding, or just plain unpopular. So what are the $100K jobs no one lines up to do? We’re talking about dirty jobs, dangerous work, and…

What It Really Costs to Live Comfortably in Every U.S. State
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What It Really Costs to Live Comfortably in Every U.S. State

Think life is expensive where you live? You’re probably right. Most people assume their state is just a little pricey, but the real numbers tell a different story.  What feels tight in the wallet might actually be unaffordable, at least if the goal is to live comfortably, not just survive. According to SMB Compass, living…

Gen Z and Millennials Are Redefining Starter Homes. It’s Driven Up Housing Prices
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Gen Z and Millennials Are Redefining Starter Homes. It’s Driven Up Housing Prices

I believe that housing is expensive because too many people are skipping the first step. Starter homes used to be how you got in the game. Now everyone wants their dream house on the first try, and they’re shocked when the numbers don’t work. The data agrees. According to the BMO Real Financial Progress Index,…

30 Jobs with the Highest Divorce Rates, According to New Data
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30 Jobs with the Highest Divorce Rates, According to New Data

Some jobs don’t just take your time, they drain your energy, patience, and eventually, your relationships. A long shift might pay the bills, but it can also chip away at your marriage in ways that don’t show up on a paycheck.  This list is built on data pulled from the American Community Survey, analyzed through…

16 Investing Myths That Keep People Broke (And What’s Actually True)
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16 Investing Myths That Keep People Broke (And What’s Actually True)

Investing isn’t rocket science, but you wouldn’t know it based on how people talk about it. Half the advice out there sounds like it’s written for hedge fund managers, not regular people trying to build a future. No wonder so many are stuck on the sidelines. About 55% of Americans believe they don’t make enough…

15 College Degrees with the Highest Return on Investment
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15 College Degrees with the Highest Return on Investment

College is expensive, let alone picking the wrong degree and paying for it for the next 20 years. You’re told to follow your passion, but passion doesn’t make student loan payments. At some point, the numbers have to make sense. According to EducationData.org, the average bachelor’s degree has a 681% return on investment over a…

I Retired Young by Ignoring Dave Ramsey’s Advice (Here’s What I Did Instead)
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I Retired Young by Ignoring Dave Ramsey’s Advice (Here’s What I Did Instead)

Dave Ramsey’s Baby Steps have helped millions get their financial life together. There’s a reason his method is popular, it’s simple, direct, and designed for people starting from zero.  If your finances are a mess and you need a plan that keeps you on track, the Baby Steps are a good place to begin. But…

Financial Literacy in America: The Top 10 States, Plus the Bottom 10
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Financial Literacy in America: The Top 10 States, Plus the Bottom 10

Financial literacy isn’t just a buzzword, it’s the difference between building wealth or getting buried in debt. It affects how people budget, borrow, save, and even how they pass those habits on to their kids.  In 2024, CreditSecrets.com ranked all 50 states using key data like credit scores, graduation rates, banking access, and spending patterns….

What Rich Parents Teach Their Kids About Money From an Early Age
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What Rich Parents Teach Their Kids About Money From an Early Age

You ever meet someone who just gets how money works, even at a young age? That’s not luck. That’s parenting. Wealthy parents don’t just hand over cash, they hand over mindset, habits, and systems that shape how their kids see work, money, and life. So what do rich parents teach that poor parents usually don’t?…

The 23 Most Overpaid Jobs According to A New Poll On X (Twitter)
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The 23 Most Overpaid Jobs According to A New Poll On X (Twitter)

Have you ever seen someone’s salary and thought, No way they should be making that much? Turns out, a lot of people do. Some jobs pay obscene amounts, while others barely scrape by. And every time someone points it out, the debate starts all over again: Are they really worth it? A recent poll on…

The 17 Industries With the Highest Burnout Rates (Is Yours on the List?)
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The 17 Industries With the Highest Burnout Rates (Is Yours on the List?)

Burnout isn’t just a buzzword anymore. It’s a workplace epidemic. Some jobs are more punishing than others. Long hours, low control, emotional strain, and unclear boundaries push certain industries to the breaking point. And the data shows it. Workers in these fields are burning out faster and leaving sooner. According to the American Psychological Association,…

Stop Overpaying: These 22 Common Expenses Are Negotiable
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Stop Overpaying: These 22 Common Expenses Are Negotiable

Most people never bother to negotiate. They see a price, assume it’s final, and just pay it. That mindset is exactly why companies keep raising prices. They know most people won’t push back. According to Procurement Tactics, 89% of successful negotiators say it directly impacts their bottom line. Yet most everyday consumers never even try….

These 22 Things Cost the Same, No Matter How Bad Inflation Gets
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These 22 Things Cost the Same, No Matter How Bad Inflation Gets

Prices keep climbing, and it feels like nothing’s safe from inflation. But while many costs go up fast like gas, groceries, and rent, some things remain steady or offer value that inflation can’t easily erode. In this article, we’ll walk through 22 examples that resist the effects of inflation. They won’t solve every money problem….

20 Expensive Things Wealthy People Buy That Rarely Deliver Real Value
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20 Expensive Things Wealthy People Buy That Rarely Deliver Real Value

You’d think with all that money, rich people would be better at spending it. But give someone unlimited funds and they’ll always find ridiculous ways to burn through it. Money doesn’t fix poor decisions, it just makes them more expensive. In this article, we’re breaking down the things rich people throw cash at that sound…

Things You Can Rent Out for Extra Cash (Without Starting a Side Hustle)
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Things You Can Rent Out for Extra Cash (Without Starting a Side Hustle)

Making extra money doesn’t always mean grinding through a second job. Sometimes the simplest way to earn more is to put your stuff to work. A garage, a camera, even a stroller. If it’s just sitting there, it could be bringing in cash. Nearly 40% of Americans still can’t cover a $400 emergency, and this…

Early Retirement Isn’t What You Think: Hard Truths From a 42-Year-Old Retiree
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Early Retirement Isn’t What You Think: Hard Truths From a 42-Year-Old Retiree

I started planning for early retirement when I was a teenager. I didn’t stumble into it. I mapped it out, step by step. But 63% of retirees say they wish they had done more planning prior to retiring. This is true regardless of your age. But no matter how much you plan, early retirement still…