Real Estate

How to Get The Lowest Mortgage Rate (Even If People Think Rates Are High)
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How to Get The Lowest Mortgage Rate (Even If People Think Rates Are High)

Updated with a few more ways to get a lower mortgage rate and personal anecdotes. Are there secret ways you can use to get a lower mortgage rate lenders never talk about? Yes! I’m about to show you exactly how to get a lower mortgage rate using strategies most buyers don’t even know exist. So…

When Does It Make Sense to Pay Your Mortgage Off Early?

When Does It Make Sense to Pay Your Mortgage Off Early?

A lot of people have strong opinions about paying off a mortgage early. Some argue it’s always the smartest move, others insist you should keep the loan and invest instead.  The noise gets loud, but the truth is simple. This isn’t just about math. It’s about goals. Once you know your goals, then the math…

25 Common Mistakes That Make Homebuyers Hate Your House
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25 Common Mistakes That Make Homebuyers Hate Your House

I have 24 years of experience as a real estate investor. I’ve seen countless homes struggle to sell. The reason? First impressions matter more than you might think. When potential buyers walk through your door, they’re not just looking at your house, they’re imagining their future home.  A recent study by Strutt & Parker found…

Gen Z and Millennials Are Redefining Starter Homes (and It’s Pushing Prices Higher)
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Gen Z and Millennials Are Redefining Starter Homes (and It’s Pushing Prices Higher)

I believe that housing is expensive because too many people are skipping the first step. Starter homes used to be how you got in the game. Now everyone wants their dream house on the first try, and they’re shocked when the numbers don’t work. The data agrees. According to the BMO Real Financial Progress Index,…

Dave Ramsey’s 2025 Housing Market Predictions
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Dave Ramsey’s 2025 Housing Market Predictions

Everyone keeps asking the same thing: When will the housing market crash? According to Dave Ramsey, it won’t. At least not in 2025. Prices remain high. Mortgage rates aren’t dropping fast. And the “perfect” time to buy? It may not come. Ramsey Solutions’ 2025 Housing Market Outlook doesn’t predict a collapse. It points to a…

How To Pay Off Your Mortgage: I Have Paid Off A Mortgage Early Several Times
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How To Pay Off Your Mortgage: I Have Paid Off A Mortgage Early Several Times

Did you know “mortgage” comes from Latin and literally means “death pledge”? That’s not just dramatic, it’s exactly how the system is designed. The bank hands you a 30-year trap, and most people just accept it as normal. But it doesn’t have to be that way. If you’ve ever wondered how to pay off mortgage…

12 Signs Housing Is Still Affordable in Today’s Market
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12 Signs Housing Is Still Affordable in Today’s Market

The headlines keep saying housing is unaffordable, but that’s not exactly true. The problem isn’t just the market, it’s the expectations. Bigger homes, luxury finishes, and zero compromises have quietly become the new “standard,” and that’s what makes housing affordability feel out of reach. Here are the reasons today’s market isn’t unique, and why housing…

25 Hidden Costs of Owning a Home I’ve Seen as a Real Estate Investor
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25 Hidden Costs of Owning a Home I’ve Seen as a Real Estate Investor

Buying a home is one of the most exciting decisions you’ll ever make, right? You might spend months comparing mortgage rates and saving for a down payment, but that’s just the tip of the iceberg when it comes to the true costs of homeownership. As a real estate investor and landlord with over two decades…

15 Monthly Home Maintenance Tasks to Keep Your House Running Smooth
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15 Monthly Home Maintenance Tasks to Keep Your House Running Smooth

Owning a home is great until it starts falling apart one little issue at a time. Leaky pipes, mystery drafts, broken appliances, most of it’s preventable if you follow a few easy home maintenance tips. The trick is turning monthly home maintenance tasks into a habit before the damage turns into a four-figure repair bill….

Why I Believe a 15-Year Mortgage Makes More Financial Sense Than 30 Years (and Lived It)
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Why I Believe a 15-Year Mortgage Makes More Financial Sense Than 30 Years (and Lived It)

Most real estate agents, mortgage brokers, and fake gurus push 30-year mortgages because the monthly payment looks easier to handle. But I’ve never bought into that. If you can’t afford the house on a 15-year mortgage, you really can’t afford the house. Stretching payments across 30 years doesn’t make a home affordable, it just makes…

15 Things You Can Negotiate When Buying a House (That Go Beyond Price)
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15 Things You Can Negotiate When Buying a House (That Go Beyond Price)

When buying a house, many people are aware that they can negotiate the price. Some might even consider asking for a home warranty to be included in the deal. Home warranties are a common negotiation point because agents often receive commissions for selling them. But here’s the thing: you can negotiate much more when buying…

How I Used Real Estate to Retire at 42 (And Believe It Still Works)
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How I Used Real Estate to Retire at 42 (And Believe It Still Works)

Some people work for decades, hoping to retire someday. I wasn’t interested in “someday”. At 20, I bought my first rental. Then another. I let real estate carry the load while I kept my day job. Then I quietly bought my freedom long before most people think it’s even possible. The plan wasn’t flashy. It…

15 U.S. Cities Building the Most New Homes

15 U.S. Cities Building the Most New Homes

Some cities are still expanding quickly, even as construction slows in other markets. While nationwide building activity has dipped, these metros continue to add thousands of new housing units. This gallery breaks down the top U.S. cities building the most new housing, including permit rates, total units authorized, and median home prices. 👉 Click or…

14 Affordable Ways To Make Your Home Look More Expensive 
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14 Affordable Ways To Make Your Home Look More Expensive 

You don’t need a luxury budget to make your home feel expensive. Small, affordable changes can make a big difference in how your space looks, feels, and even how much it could sell for later.  We’re talking about practical upgrades that add style, comfort, and value, without a full remodel or high costs. 👉 Click…

10 Section 8 Housing Myths Explained by a Veteran Landlord
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10 Section 8 Housing Myths Explained by a Veteran Landlord

Section 8 housing gets a bad rap from both landlords and investors. Some think it’s free money. Others think it’s nonstop tenant drama. The truth? It’s more manageable than people think, if you actually understand the system. So let’s clear the air. These are the biggest myths about Section 8, and what’s actually true if…