Did you know I also publish to MSN.com!
Some of my audience’s favorite articles are these “Galleries” I add to MSN.
Check them out, and be sure to follow Dad is FIRE on MSN.
Making money isn’t just about working harder, it’s about finding easy side hustles to start that actually pay off. Too many people waste energy on overhyped gigs that never make real cash. Some of the best businesses aren’t flashy, but they pull in serious profits. They solve real problems, have low competition, and scale fast….
Wealth doesn’t play out the same way for everyone. Some inherit it, guard it, and move through the world like it’s always been theirs. Others earn it, spend it, and make sure everyone knows they made it on their own. A recent study shows that 79% of today’s millionaires built their wealth instead of inheriting…
Most people assume investing in yourself means spending big money. That’s just an excuse. The smartest move isn’t chasing stocks or real estate first, it’s figuring out how to invest in yourself so your skills, health, and mindset grow stronger every year. The ones who get ahead aren’t always the most talented. They’re the ones…
Saving money doesn’t always mean cutting back, it often comes down to small choices that make your home run smarter. The truth is, little shifts stack up fast and can put real cash back in your pocket without adding extra work. A recent study found that energy-efficient improvements can lower household consumption by 20% to…
As a Chartered Financial Analyst (CFA) with over 20 years of experience in finance, including managing Investment Risk and Investment Product Teams, I’ve seen countless individuals make costly 401k mistakes. A 401(k) is a powerful tool for building retirement wealth, but many people fail to optimize its potential. Here, I’ll outline some of the most…
Some broke people stay stuck not because they don’t make enough, but because they keep spending like they’re trying to prove something. One swipe, one night out, one impulse purchase at a time, you dig the hole deeper and call it normal. The truth is, being broke has a pattern. It’s not random. The same…
Setting goals sounds nice. But most people treat it like a New Year’s resolution, something they talk about and never follow through. That’s why they stay broke, burned out, or both. Good financial goals give you a direction, a reason to act, and a way to measure progress. You don’t need to overcomplicate it. The…
Most real estate agents, mortgage brokers, and fake gurus push 30-year mortgages because the monthly payment looks easier to handle. But I’ve never bought into that. If you can’t afford the house on a 15-year mortgage, you really can’t afford the house. Stretching payments across 30 years doesn’t make a home affordable, it just makes…
Downsizing your home isn’t just something people do when life forces their hand. These days, it’s becoming a smart financial move. A big house with extra rooms can quietly drain your money, time, and energy without giving much back. A 2023 study found that baby boomers aged 57 and up are leading the way in…
Making money doesn’t always mean starting a side hustle or picking up another job. Sometimes it’s just about finding smarter ways to make extra money with what you already have. You’d be surprised at how much cash is sitting in plain sight, waiting for you to claim it. Nearly 60% of Americans say they couldn’t…
Money doesn’t care how old you are, it rewards discipline, punishes bad habits, and doesn’t wait for anyone to catch up. If you want to be rich before 30, the rules are simple: learn the right lessons on money early, or spend decades paying for mistakes. Gen Z and Millennials are already behind. A recent…
Most people don’t really have a money problem, they have a habits problem. You don’t need a bigger paycheck, you need better habits. That’s how saving money becomes possible, and how you can actually save 1000 in 30 days without waiting for some raise. According to Bankrate, 57% of Americans would struggle to cover a…
Investing isn’t rocket science, but you wouldn’t know it based on how people talk about it. Half the so-called advice sounds like it’s written for hedge fund managers, not for you trying to build a future. No wonder so many people get stuck believing common investing myths instead of making their money work. About 55%…
Making ends meet shouldn’t mean giving up your freedom. For many people, the goal isn’t just a steady paycheck, it’s having a flexible job that still pays real money. That’s why finding jobs paying $20 an hour without a degree has become such a big deal. You don’t need credentials collecting dust or a resume…
Gen Z isn’t playing the same financial game as past generations. They’re done with outdated advice, overpriced degrees, and the idea that working 40 years for someone else is the only way. They’re building smart money habits that actually work, without waiting for permission. Money isn’t easy right now, but Gen Z isn’t backing down….
When buying a house, many people are aware that they can negotiate the price. Some might even consider asking for a home warranty to be included in the deal. Home warranties are a common negotiation point because agents often receive commissions for selling them. But here’s the thing: you can negotiate much more when buying…
